Public Utilities Board
  • Home
  • About the PUB
    • About The PUB
    • Strategic Plan
    • Enabling Legislation
    • What we do
    • What we don't do
    • Utility Rates
    • Hearing Process
    • FAQ
    • Annual Reports
    • Who we are
    • Rules/Forms/Policies
    • Regulatory Principles
  • Proceedings/DecisionsCurrently selected
    • Orders
    • Applications Before the Board
    • Previous Applications
    • Reports
    • Transcript of Proceedings
    • Notices
    • Archived Regulatory Calendars
    • Archived Notices
    • News Releases
    • Manitoba Hydro - NFAT
  • Regulated Utilities
    • Regulated Utilities
    • Manitoba Hydro
    • MPI
    • Natural Gas
    • Water and Wastewater
  • Others
    • Payday Loans
    • Miscellaneous
    • Highway Traffic Board Appeals
  • Contact Us
    • Get involved in a rate hearing
    • Express Your Views
    • Appeal a Disconnection
    • Media

2013 Payday Loans

  • Orders
    • Manitoba Hydro - Electricity
    • Manitoba Hydro-Centra Gas Manitoba Inc.
    • Manitoba Hydro - NFAT
    • Manitoba Public Insurance
    • Water and Wastewater
    • Highway Protection Act-Appeals
    • Stittco Utilities Man. Ltd.
    • Swan Valley Gas Corp.
    • Prearranged Funeral Services Board Orders
    • Cemeteries
    • Miscellaneous
  • Applications Before the Board
  • Previous Applications
  • Reports
  • Transcript of Proceedings
  • Notices
  • Archived Regulatory Calendars
  • Archived Notices
  • News Releases
  • Manitoba Hydro - NFAT
    • About NFAT
    • Application
    • Board Orders
    • Conferences
    • Independent Expert Consultants
    • Independent Expert Consultants Reports
    • Information Requests
    • Interveners
    • Intervener Evidence
    • NFAT Exhibits
    • Participation by the Public
    • Public Notices
    • Related Documents
    • Transcripts
MoreInfoContent
Page Content

2013 PUB Review of Maximum Allowable Charges and Fees for Payday Loans    

 
Manitoba Consumer Protection Office
 
  • Report dated May13, 2013 regarding the Public Utilities Board's review process
 
Consumers' Association of Canada (Manitoba) Inc. (CAC) and Winnipeg Harvest
 
  • Letter dated May 16, 2013
  • Payday Loans Consumer Profile based on the 2009 Canada Financial Capabilities Survey
  • Payday Lending Literature Review
  • Regulation of Payday Lending in Manitoba – Are the Rate Caps Reasonable?
  • Report on Mystery Shopping Payday Lending & Payday Lending-Like Outlets in Winnipeg
  • Report on the Exit Interviews of Payday Loan Customers
  • Curriculum Vitae of Jerry D. Patrick Buckland
  • Curriculum Vitae of Wayne Simpson
  • Curriculum Vitae of Dana Bazarkulova
  • Curriculum Vitae of Chris Robinson
  • The historical development of the payday lending outlets in Winnipeg
  • Final Submission
 
Canadian Payday Loan Association
 
  • Letter dated May 16, 2013
  • Pre-Filed Evidence
    • Schedule "A" – Graph Showing Growth of Industry
    • Schedule "B" – Graph – Manitoba Store Count
    • Schedule "C" – Environics Study
    • Schedule "D" – Chart – Maximum Rates and Regs in Each Province
    • Schedule "E" – Maps of Winnipeg Payday Loan Outlets 2007, 2013
    • Schedule "F" – Sample of Webpages
    • Schedule "G" – Copy of Internet Loan Agreement
    • Schedule "H" – Extracts from Articles and Hearings
    • Schedule "I" - Articles Describing Tribal Lending
    • Schedule "J" – Summary of Amendments Made to Manitoba Legislation
  • Final Submission
 
Parkland Payday Loans and The Pas Payday Loans
 
  • Letter dated May 16, 2013
  • Written Evidence
  • Final Submission
 
The Moneytree Payday Loans
 
  • Affidavit of Robert Thompson
  • Consideration of the Manitoba decision by the Nova Scotia Utilities Board
 
Information Requests
 
 
  • Public Utilities Board (PUB)    
    • PUB/CPLA
      • Attachment 1(a) – List of Members
      • Attachment 2(a) – Consumer Information produced by CPLA
      • Attachment 4(a) – Payday Loan Agreement
      • Attachment 12(a) – Graphs for each province
      • Attachment 15(a)(b) – Code of Best Business Practices
    • PUB/Coalition
      • Appendix A
      • Appendix B
      • Appendix C
      • Appendix D
      • Appendix E
      • Appendix F
    • PUB/MPL
    • PUB/PPL
  • Canada Payday Loan Association    
    • CPLA/Coalition
  • Consumers' Association of Canada (Manitoba) Inc./Winnipeg Harvest (CAC)    
    • Letter dated June 12, 2013
    • Coalition/CPLA
      • Attachment 11-1(d) – script
    • CAC/HARVEST/PPL
  • Money Tree Payday Loans (MPL)    
    • Letter dated June 13, 2013

 

Hearing Exhibits    
  • Exhibit List
  • PUB
  • CAC
  • CPLA
  • PPL

-back to top-

ABOUT US

The Manitoba Public Utilities Board (the Board) is an independent quasi-judicial administrative tribunal operating under the authority of the Manitoba Legislature. While the current Public Utilities Board Act was passed in 1959 the Board has regulated services under other legislation since 1913.

BOARD ORDERS

The Board communicates its decision through its Board Orders.

View All Board Orders

GET IN TOUCH WITH US

  • Address: 400-330 Portage Ave, Winnipeg, MB R3C 0C4
  • Phone: (204) 945-2638
  • E-mail: publicutilities@gov.mb.ca

Copyright Manitoba Public Utilities Board | All Rights Reserved

Privacy Policy  |  Disclaimer