2013 Payday Loans
2013 PUB Review of Maximum Allowable Charges and Fees for Payday Loans
Manitoba Consumer Protection Office
Consumers' Association of Canada (Manitoba) Inc. (CAC) and Winnipeg Harvest
- Letter dated May 16, 2013
- Payday Loans Consumer Profile based on the 2009 Canada Financial Capabilities Survey
- Payday Lending Literature Review
- Regulation of Payday Lending in Manitoba – Are the Rate Caps Reasonable?
- Report on Mystery Shopping Payday Lending & Payday Lending-Like Outlets in Winnipeg
- Report on the Exit Interviews of Payday Loan Customers
- Curriculum Vitae of Jerry D. Patrick Buckland
- Curriculum Vitae of Wayne Simpson
- Curriculum Vitae of Dana Bazarkulova
- Curriculum Vitae of Chris Robinson
- The historical development of the payday lending outlets in Winnipeg
- Final Submission
Canadian Payday Loan Association
- Letter dated May 16, 2013
- Pre-Filed Evidence
- Schedule "A" – Graph Showing Growth of Industry
- Schedule "B" – Graph – Manitoba Store Count
- Schedule "C" – Environics Study
- Schedule "D" – Chart – Maximum Rates and Regs in Each Province
- Schedule "E" – Maps of Winnipeg Payday Loan Outlets 2007, 2013
- Schedule "F" – Sample of Webpages
- Schedule "G" – Copy of Internet Loan Agreement
- Schedule "H" – Extracts from Articles and Hearings
- Schedule "I" - Articles Describing Tribal Lending
- Schedule "J" – Summary of Amendments Made to Manitoba Legislation
- Final Submission
Parkland Payday Loans and The Pas Payday Loans
The Moneytree Payday Loans
- Affidavit of Robert Thompson
- Consideration of the Manitoba decision by the Nova Scotia Utilities Board
Information Requests
- Public Utilities Board (PUB)
- Canada Payday Loan Association
- Consumers' Association of Canada (Manitoba) Inc./Winnipeg Harvest (CAC)
- Money Tree Payday Loans (MPL)
Hearing Exhibits